“The true sign of intelligence is not knowledge but imagination.”
-- Albert Einstein

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What are you gonna do when payday ?

So here are the 10 payday tips for a healthy personal finance management:

1. Pay yourself first

2. Pay your bills on time

3. Pay off your debts

4. Allocate for emergency funds

5. Allocate for health / life insurance

6. Allocate for 'fun' funds

7. Avoid impulse buying

8. Follow your budget plan

9. Withdraw only what  you need

10. Invest in yourself

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